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Taking a Closer Look at Target Date Funds

How much do you know about target date funds?

FOR PLAN SPONSORS. NOT FOR USE WITH THE PUBLIC. The Pension Resource Center is powered by software programs and websites (collectively “Third Party Tools”) created and maintained by an unaffiliated third-party vendor, the Retirement Plan Advisory Group (RPAG). Reports, which contain various products, cost and provider analyses generated through Third Party Tools are forwarded to responsible plan fiduciaries (“RPFs”) for informational purposes and as additional resources to assist them in making decisions for their plan and plan participants. Not all Third Party Tools and reports may be available at all times, and Third Party Tools, reports and vendors may be substituted or replaced from time to time without notice. Information and data in the reports do not constitute investment advice to anyone, and are not recommendations to buy or sell any securities products or to hire or terminate any plan service providers by anyone. Neither the Firm nor its financial professionals are ERISA fiduciaries or investment advisers to a retirement plan or its RPFs unless the Firm explicitly agreed for it and its financial professionals to act in such capacities for certain identified services through a formal written agreement between the Firm and the plan. This material does not constitute a recommendation to engage in or refrain from a particular course of action. The information within has not been tailored for any individual. The information provided is not written or intended as specific tax or legal advice. MassMutual®, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel. Individuals involved in the estate planning process should work with an estate planning team, including their own personal legal or tax counsel. Retirement Plan Services are provided as a courtesy by MML Investors Services, LLC (“MMLIS”) and is intended to serve as a source of information for use by retirement Plan Sponsors. It is not intended to be, nor should it be considered, the sole or primary source of information upon which a Plan Sponsor may rely in executing his/her responsibilities to a Plan. Neither MMLIS nor its financial professionals are ERISA fiduciaries or investment advisers to a retirement plan or its RPFs unless MMLIS explicitly agreed for it and its financial professionals to act in such capacities for certain identified services through a formal written formal agreement between MMLIS and the plan. Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. 1295 State Street, Springfield, MA 01111. MMLIS is a subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual).

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